HomeLearnChatham County, GA
County GuideGeorgiaUpdated March 2026

Chatham County Sheriff Sale Listings

Everything you need to bid on foreclosure properties in the Savannah metro area. Auction rules, deposit requirements, and what to watch out for.

Chatham County, Georgia
Savannah metro
First Tuesday of the month at 10:00 AM

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Opening bids, property photos, ARV estimates, and auction dates

Overview

Chatham County (Savannah) holds monthly tax sales at the Savannah Civic Center, managed by the Tax Commissioner's Office rather than the Sheriff. Both Ex-Officio Sheriff's Deed sales (defeasible title) and Judicial In-Rem sales (absolute title) may occur. Mortgage foreclosure sales are conducted separately by lenders' attorneys on the courthouse steps.

Quick Reference

Tax Sale AuthorityChatham County Tax Commissioner
Sale LocationSavannah Civic Center, 301 W. Oglethorpe Ave.
Sale DateFirst Tuesday of the month at 10:00 AM
RegistrationAdvance online registration strongly encouraged
Opening BidTaxes + penalties + costs
PaymentCash, money order, or certified check by 2:00 PM
Tax Deed TypeDefeasible title (not fee simple)
Redemption Period12 months from sale date
Redemption PricePurchase price + 20% (year 1) + 10% each additional year

How to Bid at a Chatham County Sheriff Sale

Follow these steps to participate in an upcoming Chatham County auction:

1

Find upcoming listings

Browse Chatham County sheriff sale listings on SheriffIQ or the county sheriff’s website. Check sale dates and property details.

2

Research the property

Run a title search through the Chatham County Recorder of Deeds. Check property tax status, municipal liens, and IRS liens. Drive by the property to assess exterior condition.

3

Register to bid

Advance online registration strongly encouraged. Complete registration before the deadline to receive your bidder credentials.

4

Attend and bid

Attend the auction at the designated location on sale day. Bidding is live, verbal, and ascending.

5

Pay the deposit

If you win, the deposit (the required deposit) is due per county rules. Have your payment ready in the accepted format — typically cashier’s check or money order.

6

Pay the balance

The remaining balance is due Cash, money order, or certified check by 2:00 PM. Failure to pay typically results in forfeiture of your deposit and potential ban from future sales.

7

Receive your deed

After full payment, the Sheriff’s Deed is recorded and transferred to you.

Key Notes for Chatham County Investors

This is a buyer-beware sale; the Levy Officer does not warrant title. Always conduct your own title search.

Do not trespass or attempt to take possession during the 12-month redemption period; violations may result in criminal charges.

After acquiring defeasible title, work with a Georgia attorney to bar the right of redemption and obtain fee simple title.

Federal liens (IRS, DOJ, HUD) are generally NOT extinguished by a non-judicial tax sale.

Mortgage foreclosure sales are a completely separate process conducted by the lender's attorney on the courthouse steps.

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See opening bids, estimated ARV, property photos, and equity spread for every active listing.

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Frequently Asked Questions

How do I register for a Chatham County sheriff sale?

Advance online registration strongly encouraged. Check the Chatham County Sheriff’s Office website or SheriffIQ for current requirements and upcoming sale dates.

Can I inspect a property before bidding?

No. Sheriff sale properties are sold AS-IS. The Sheriff’s Office cannot provide property access or keys. Drive by to assess exterior condition and neighborhood, but interior inspections are not available before the auction.

Is there a redemption period in Georgia?

Georgia mortgage foreclosure sales have no redemption period. However, tax sales carry a 12-month redemption period where the former owner can reclaim the property by paying the sale price plus a premium.

What liens survive a Chatham County sheriff sale?

Property tax arrears, municipal liens (water, sewer, code violations), and IRS federal tax liens typically survive a sheriff sale. Junior mortgages and judgment liens are usually extinguished if properly named in the foreclosure suit. Always run a comprehensive title search before bidding.

Where can I find Chatham County sheriff sale listings?

SheriffIQ aggregates Chatham County sheriff sale listings with opening bids, property photos, ARV estimates, and auction dates. You can also check the Chatham County Sheriff’s Office website directly.

Official Resources

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